This program targets new exporters and provides protection for the U.S. Small Business (SBA) program, per SBA requirements. Short-term credit sales, of less than one year, are insured against loss due to political and/or commercial actions. Protection is provided at 100% of the political risk (terrorism, war, etc.) and 95% of the commercial risk (i.e. currency devaluation). This program requires a $500 advance premium. Contact Export-Import Bank of the United States (EXIM), Wayne Gardella, Manager, 811 Vermont Ave., N.W., Washington, DC 20571; 800-565-3976 x3787; Fax: 202-565-3380; {http://www.exim.gov/insspec.html}; {http://www.exim.gov/inssb.html}.