Both the U.S. Department of Housing and Urban Development (HUD) and the Rural Housing Service of the U.S. Department of Agriculture offer loan guarantees to lending agencies around the county. A loan-guarantee assures the lending agency that the government will… Continue reading
According to the National Consumer Water Survey, 75% of those surveyed have concerns about the quality of the water they drink. Many people are purchasing bottled water or water purification devices for drinking water, but is it a wise use… Continue reading
Nowadays when you buy a home, you often have a radon level reading taken, but what do the numbers mean? The National Radon Information Hotline has a free brochure that explains what radon is, how to test for it, and… Continue reading
Link-Up and Lifeline are two government programs that offers up to $84 a year in discounts on your monthly bill and a 50% reduction for your hook-up service, or $30 which ever is less. These programs have income requirements that… Continue reading
There are now programs that will make your mortgage payments for you when you get into financial trouble. For example, Pennsylvania law, 35 P.S.
The YMCA is an international community services organization that promotes positive values through programs that build spirit, mind and body welcoming all people with a focus on youth. The YMCA of Greater New York is offering emergency housing, childcare and… Continue reading
Storm windows, insulation, and even weather-stripping, can help reduce your fuel bill. Families can receive assistance to weatherize their homes and apartments at no charge if you meet certain income guidelines. States allocate dollars to nonprofit agencies for purchasing and… Continue reading
Center for Food Action in New Jersey Inc. supplies a week’s supply of groceries for clients with a food emergency. You must have a referral from a human services provider, social service agency, clergy or school personnel to schedule an… Continue reading
The Federal Trade Commission understands this, so they have compiled several brochures to get you started. Some of the titles include: Home Financing Primer, Mortgage Servicing, Mortgage Discrimination, and more. To receive your copies, contact Public Reference, Room 130, Federal… Continue reading
Struggling to pay bills because you or your child are disabled? Supplemental Security Income (SSI) provides funds to individuals who are 65 or older, or blind, or have a disability and who don’t own much or have a lot of… Continue reading