Money to fix up your home part 2

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33) Money For Teens To Learn To Fix Up Houses

Called “Opportunities for Youth-Youth Build Program” and referred to ca Program #14.243 in the Catalog of Federal Domestic Assistance provides funding assistance for a wide range of multi-disciplinary activities and services to assist economically disadvantaged youth. The opportunities are designed to help disadvantaged young adults who have dropped out of high school to obtain the education and employment skills necessary to achieve economic self-efficiency and develop leadership skills and a commitment to community development in low income communities. Another important objective of the Youth build program is to expand the supply of permanent affordable housing for homeless persons and members of low income and very low income families. By giving disadvantaged young adults participating in the program meaningful on-site training experiences constructing or rehabilitating housing as a community service, they are helping to meet the housing needs of homeless and low income families in their community. Contact your local office of the U.S. Department of Housing and Urban Development at http://www5.hud.gov:63001/po/i/netlocator/

34) $5,000 To Get Rid Of Lead Paint In Your Home

Called the “Lead-based Paint Hazard Control in Privately-Owned Housing Program” and referred to as Program #14.900 in the Catalog of Federal Domestic Assistance it provides grants to identify and control of lead-based paint hazards in privately- owned housing that is owned by or rented to low- or very-low income families. Specific objectives include: (1) building the capacity necessary to eliminate lead-based paint hazards in all housing; (2) preventing childhood lead poisoning; (3) involving cooperation among all levels of government, the private sector, faith-based organizations, and community-based organizations; (4) integrating comprehensive community approaches to address lead hazards in housing; (5) integration of lead- safe practices into other programs which will continue beyond the life of the grant; (6) establishment of a public registry of lead-safe housing; and (7) promoting job training, employment, and other economic lift opportunities for low-income residents of project neighborhoods. . Contact your local office of the U.S. Department of Housing and Urban Development at http://www5.hud.gov:63001/po/i/netlocator

35) $50,000 To Fix Up Your Home After A Natural Disaster

Called “Direct Housing-Natural Disaster Loans and Grants” and referred to as Program #10.444 in the Catalog of Federal Domestic Assistance it provides grants to assist very-low income owner- occupants to repair or replace damaged property as a direct result of a natural disaster. Loans are made in counties named by the Federal Management Agency as being eligible for Federal assistance under an emergency declaration by the President. Contact your local office of the U.S. Department of Agriculture Rural Housing Service at
http://disaster.usda.gov

36) Money To Buy Or Build A Home After A Natural Disaster

Called “Direct Housing – Natural Disaster” and referred to as Program #10.445 in the Catalog of Federal Domestic Assistance, this program assists qualified lower income rural families to meet emergency assistance needs resulting from natural disaster to buy, build, rehabilitate, or improve dwellings in rural areas. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those areas identified by a Presidential declaration.
Contact your local office of the U.S. Department of Agriculture Rural Housing Service at
http://disaster.usda.gov

37) $2,500 To Make Your Home Energy Efficient

Called the “Weatherization Assistance for Low-Income Persons Program” and referred to as Program #81.042 in the Catalog of Federal Domestic Assistance it provides grants to To insulate the dwellings of low-income persons, particularly the elderly, persons with disabilities, families with children, high residential energy users, and households with a high energy burden, in order to conserve needed energy and to aid those persons least able to afford higher utility costs. To locate you local office
Contact: Director, Office of Building Technology Assistance,
Mail Stop EE-42, Office of Energy Efficiency and Renewable Energy,
Department of Energy, Forrestal Building,
Washington, DC 20585, 202-586-4074
http://www.eren.doe.gov/buildings/weatherization_assistance

38) $277,000 To Help Purchase a 2-4 Family Unit

Called ‘The Mortgage Insurance –Homes Program” and referred to as Program #14.117 in the Catalog of Federal Domestic Assistance, this program helps people undertake home ownership. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one-to four-family housing, as well as to refinance indebtedness on existing housing. Maximum insurable loans are as follows: one-family $144.336; two family $184,752; three-family $223,296; and four-family $277,512; except that the Secretary may increase the preceding maximum dollar amounts on an area-by-area basis to the extent the Secretary deems necessary, after taking into consideration the extent to which moderate and middle income persons have limited housing opportunities in the area due to high prevailing housing sales prices, but in no case may such limits, as so increased, exceed the lesser of (A) 87 percent of the Federal National Mortgage Association's Conforming Loan Limit, or (B) in the case of a one-family residence, 95 percent of the median one-family house price in the area, as determined by the Secretary; in the case of a two-family residence, 107 percent of such median price; in the case of a three-family residence, 130 percent of such median price; or in the case of a four-family residence, 150 percent of such median price. Designated areas of limited housing opportunities and maximum mortgage amounts may be obtained from local HUD Offices.

Contact your local office of the U.S. Department of Housing and Urban Development at www.hud.gov/directory.ascxdir3.cfm

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