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Help With Mortgage, Rent and Credit Counseling…
Contact one or many or your local U.S. Department of Housing
and Urban Development Counseling Agencies. These groups can
help with problems concerning your rent or mortgage and some
even have grant money to get you through tough times. They
can also help with your credit problems or direct you to an
organization that can help you without ripping youoff. To
locate an office near you contact
http://www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm.
Remember if the office near you is not helpful enough
contact one a little further away. It could be worth the
drive.
Town Offers Money For Home Repairs and Improvements…
Residents of Bensalem Township may be eligible to receive a
loan to repair, improve or rehabilitate their home. The
Bensalem Township Housing Program is open to all township
residents who own and occupy a single-family home.
Multi-family structures and rental units are not eligible.
Maximum household limits apply. To be eligible, the gross
annual income of a household of four cannot exceed $37,000.
See
http://www.bensalem-township.net/
$60,000 If Your Mortgage Payments Are Over 60 Days Late
The Pennsylvania Housing Finance Agency offers to state
residents a loan program designed to protect citizens who,
through no fault of their own, are financially unable to
make their mortgage payments and are in danger of losing
their homes to foreclosure. Participants in the Homeowners’
Emergency Mortgage Assistance Program receive loans to help
bring delinquent payments current. Continuing monthly
assistance may be available as well. Total financial
assistance maximum is $60,000, or 24 months of payments.
Participants are expected to contribute $25 per month for
payments during the term of the loan.
Contact: Pennsylvania Housing Finance
Agency,
211 North Front Street,
P.O. Box 15530,
Harrisburg, PA 17105-5530.
Phone: 800-342-2397.
http://www.phfa.org/programs/hemap/index.htm
Light Houses For Sale Or For Lodging…
Get A Grant To Help People Who Need Housing...
Grants are awarded to groups who help people with special
needs obtain housing. This could be domestic abuse victims,
people with disabilities or families who do not have access
to permanent housing. The link is:
http://www.abletrust.org/links/agency_listings.shtml
$8,000 or MORE to Rehabilitate Your Home
Low- and moderate-income households earning 80% or less of
the area median income may be eligible to receive deferred
loans of $8,000 or more for home rehabilitation. Loans under
$8,000 will be forgiven over a period of five years and
assistance over $8,000 will be forgiven over a period of 15
years. The maximum assistance for manufactured housing is
$5,000. The Neighborhood Rehabilitation Program is available
to owner-occupied properties and will assist with indoor
plumbing, health and safety issues, energy conservation and
preventive maintenance. All rehabilitation efforts must
bring the property up to Housing Quality Standards (HQS) set
forth by the Department of Housing and Urban Development
(HUD). The program is funded by the Community Development
Block Grant (CDBG).
Contact: Prince William County Office of
Housing and Community Development,
15941 Donald Curtis Drive, Suite 112,
Woodbridge, VA 22191-4291; (703) 792-7530 or (703) 792-7531;
{http://www.co.prince-william.va.us/default.aspx

$7,000 To Remove Lead Paint In Your Home Or
Apartment…
Many houses and buildings built before 1978 have lead paint and
the are now many rules and regulations to protect people from
the hazards of lead based paint. Many state and local
governments, as well as non-profit organizations, will have
funding available to help homeowners and landlords remove lead
based paint. To find local programs that can help contact
http://www.ncsl.org/programs/esnr/pbdir.htm
or
contact National Lead Information Center 1-800-424-LEAD.
$2,000,000 To Build or Rehabilitate Condominiums
Called “Mortgage Insurance for Construction for Substantial
Rehabilitation of Condominium Projects” and referred to as
Program #14.112 in the Catalog of Federal Domestic Assistance,
this programs enables sponsors to develop condominium projects
in which individual units will be sold to home buyers.
Contact: your local office of the
U.S. Department of Housing and Urban Development at
http://www5.hud.gov:63001/po/i/netlocator/
Single Parents Pay Only 1% For New Home…
Gift down payments are provided for first-time homebuyers or for
those families who have grown and need a larger home. Emphasis
is placed on single mothers and first-time homebuyers. There are
no income, asset or citizenship requirements in the
qualification process; however, the home must be used as the
primary residence and homebuyers must attend the free counseling
and education classes offered by the program. Up to 7.5% of the
purchase price is available for down payment costs or other
costs associated with the purchase of the home. This is a
nationwide organization.
Contact: Home Buyers Association Fund,
288 South Main Street,
Suite 300, Alpharetta,
GA 30004; (866) 521-HBAF;
www.hbaf.org More items for other months
Real Estate
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