Both the U.S. Department of Housing and Urban Development (HUD) and the Rural Housing Service of the U.S. Department of Agriculture offer loan guarantees to lending agencies around the county. A loan-guarantee assures the lending agency that the government will… Continue reading
There are now programs that will make your mortgage payments for you when you get into financial trouble. For example, Pennsylvania law, 35 P.S.
Volunteers of America Chesapeake is a national, nonprofit, spiritually based organization providing local human service programs and opportunities including daycare, after school programs, foster care, case management, adoption, summer groups, and group homes. Another service is emergency services including food,… Continue reading
Center for Food Action in New Jersey Inc. supplies a week’s supply of groceries for clients with a food emergency. You must have a referral from a human services provider, social service agency, clergy or school personnel to schedule an… Continue reading
Christian Relief Services of Virginia and its affiliates, provide transitional housing and support services for homeless individuals and families in the Fairfax County Virginia area. In addition to direct services, this organization connects the vast resources of America through collaboration… Continue reading
Storm windows, insulation, and even weather-stripping, can help reduce your fuel bill. Families can receive assistance to weatherize their homes and apartments at no charge if you meet certain income guidelines. States allocate dollars to nonprofit agencies for purchasing and… Continue reading
The Small Business Administration (SBA) provides low-interest (generally 4 percent or less), long-term (up to 30 years) loans to help homeowners, renters and non-farm businesses recover from a disaster. Loan proceeds may be used to repair or replace damaged property… Continue reading
Studies show that people with less income pay a higher portion of their salary on housing than people in higher income categories. It is not unusual for a single mom to pay 70% of her salary in rent. The government… Continue reading
The United Methodist Committee on Relief is offering pastoral care to traumatized survivors, rescue workers, news media staff, family members, and the thousands of neighbors who witnessed the tragedy and its ongoing aftermath. UMCOR will provide assistance for individuals who… Continue reading
A family of 4 can be making close to $30,000 year and still be eligible for a 2% interest loan from local Community Action Agency. Some agencies also offer grants or are aware of other local organizations that provide grants.… Continue reading